Commercial Property Finance

What is Commercial Property Finance?

Commercial property finance is accessible to both individuals and companies seeking to purchase or refinance properties primarily designated for business use. It may also extend to semi-commercial properties, where a portion serves residential purposes. Within this domain, owner-occupier mortgages cater to trading businesses, while commercial investment mortgages are designed for individuals or entities interested in capitalising on rental income and property appreciation. Ownership structures can vary, encompassing personal names, corporate entities, both onshore and offshore, as well as trust structures.

When should you use Commercial Property Finance?

Our comprehensive commercial property finance solutions are designed to cater to a wide range of clients and scenarios, ensuring that we meet the diverse needs of individuals and corporate entities.

Inclusive Client Base

Our commercial property finance solutions are flexible and accessible to a broad spectrum of clients, whether they operate within their home country (onshore), internationally (offshore), or choose to manage their assets through a Trust structure. We have the expertise to navigate the intricacies of these different ownership models, providing tailored financial solutions for each.

Property Flexibility

We understand that commercial properties come in all shapes and sizes. Whether you're looking to purchase or refinance a property for business use, such as an office, store, or industrial space, or you have your eye on semi-commercial properties that blend residential and business functions, our financing solutions can accommodate your specific requirements.

Owner-Occupier Mortgages

If you're a business that plans to use the property for your own operations, our owner-occupier mortgages are a perfect fit. We can help you secure the necessary financing to acquire or refinance the property, allowing you to continue or expand your business with ease.

Commercial Investment Mortgages

For those looking to make the most of their property investments by generating rental income and capital appreciation, our commercial investment mortgages are an ideal choice. We provide the financial tools and expertise necessary for you to tap into the potential of the commercial property market, helping you build a profitable and diversified investment portfolio.

Our commercial property finance solutions are designed to be versatile, accommodating the diverse needs of clients across different ownership structures and property types.

Whether you're an individual or a company, operating locally or internationally, and whether you're looking to use the property for your business or as an investment, our expertise and tailored financing options can help you achieve your objectives in the dynamic world of commercial real estate.

  • Commercial property finance typically covers properties used for business, but it can also include semi-commercial properties, which have both residential and business components.

  • Commercial property financing can offer tax benefits, including deductions for mortgage interest, property depreciation, and operating expenses. However, it's crucial to consult with a tax advisor to fully understand your specific situation.

  • Lenders typically assess factors such as the applicant's creditworthiness, property value, rental income potential, and the purpose of the loan.

Get in Touch

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